Common Reasons Why You’ll Never Get Rich

Many people strive to acquire wealth and get rich. But no matter how good they are at trying to earn money, it takes more than just that to get rich. There are certain things that can prevent people from becoming rich. Here are some of the common reasons why. You’re saving too little. Not matter how much you earn, you will not get rich unless you save. Some people have that potential to become rich and yet they d

Posted by Ardent Editor on Mar 25 2017 in Financial Planning Tags: ,


Reasons Retirees Can End Up Broke During Retirement

People need to prepare when it comes to retirement. That way, when they do retire, they have saved up a considerable amount to allow them to enjoy a comfortable retirement. But even until then, there are certain risks that can affect how a retiree eventually fares at this point in life. There is that risk that the retiree can go broke and dry up the cash reserves and savings. There are many reasons for this. Here a

Posted by Ardent Editor on Mar 17 2017 in Financial Planning


Reasons Why Retirees End Up Broke

People can only be happy when expecting retirement if they have thoroughly prepared for it. This means saving up a sizable retirement nest egg that will be the main source of income during the retirement years. Even though some retirees have done their homework and preparations, there are still some retirees who end up going broke when their retirement fund dries up. There are many reasons why this can happen. Here

Posted by Ardent Editor on Feb 24 2017 in Retirement 101 Tags: , ,


Factors To Consider When Choosing A Retirement Destination

Different people may have a different retirement destination in mind. It is important for would-be retirees to be able to plan ahead before the actual day arrives just to ensure that everything’s ready and well thought of by the time. Many contemplate on were they can possibly spend their retirement. Making the ideal choice for a  retirement destination can be based on several factors. Here are some of them.

Posted by Ardent Editor on Feb 18 2017 in Retirement Life


Early IRA Withdrawals Without Penalties

An IRA or Individual Retirement Account is a type of account that aims to earmark funds to invest and earn for retirement. The purpose of having an IRA is for future retirees to have some means of income available during their retirement years. They can be very helpful if one knows how they work. One way to fully take advantage of the benefits that IRA’s can offer is by avoiding trying to withdraw funds from

Posted by Ardent Editor on Feb 11 2017 in IRAs Tags: , ,


Searching For A Great Place To Retire

But it is usually dependent on how well one prepares for this stage in life. If you have saved up a good amount for a retirement fund, then you may have the option to choose a retirement destination. Upon choosing one, there should be some things that you should be considering. Here are just some of them. Places with housing designed for retirees. As people age, the needs for a more desirable housing increases. Lim

Posted by Ardent Editor on Jan 11 2017 in Retirement Life


Tips For Retirees Before Building Retirement Wealth 

Many retirees dream of having a comfortable retirement. They try to ensure this by building their retirement fund over time. After that, they also plan to build up their wealth over time even after retirement in order to make sure that they earn some investment income to keep their retirement fund last. But there are some things that retirees need to heed before they can ever plan on making some retirement investme

Posted by Ardent Editor on Jan 6 2017 in Investment Tags: , ,


Reasons Why You Have Difficulties Saving Money

A lot of people feel that they just do not have enough money today. This will make it difficult for them to  save up for the future. They do have work, but there is always this feeling that they just do not have enough. Here are some common reasons why. Income Is The Same As 10 Years Ago If you have been working on a job for some time now that pays good money, the you should always think that you have more than en

Posted by Ardent Editor on Nov 6 2016 in Money 101 Tags: , ,


Common Reasons For Failure In Saving Money 

When it comes to saving money, many people tend to have different ways to achieve goals. Some are successful at it while some are not. There are common reasons why some people may be finding it hard to save money. Here are just some of them. Unrealistic Goals Some people know that they need to save up money for the future. But sometimes, the goals they make is what prevents them from doing so. Lofty goals in saving

Posted by Ardent Editor on Oct 14 2016 in Money 101 Tags: ,


Desperate Retirement Measures For The Unprepared

Retirement is an inevitable period in most people’s lives. And people may have different feelings when it comes to it. It all depends on how people prepare for it. For those who have prepared, they welcome this period as a time of relaxation and settling down. For the unprepared, retirement is viewed as a concern. And for people who are fast approaching retirement age and may have not prepared, it may be desp

Posted by Ardent Editor on Oct 11 2016 in Financial Planning Tags: ,


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