Keys To A Great Retirement

Many people always dream of having a great retirement. Others have it planned in their minds so well that they are determined and motivated to prepare for it the best they can. Some are not so fortunate. They do not even know what will make their retirement great. Here are the general keys to a great retirement that applies for the most number of people. Have a predictable source of retirement income. One of the i

Posted by Ardent Editor on May 9 2017 in Retirement Life


How To Have A Happy Retirement

A happy retirement does not happen in an instant. Not every retiree may enjoy their retirement years at all. While this stage in life is inevitable, people can choose to prepare for it in order to ensure a happy retirement. Here are some tips to consider to have a happy one after your working years are over. Let go of things you don’t enjoy doing. Your happiness is based on your ability to enjoy what you do.

Posted by Ardent Editor on May 2 2017 in Retirement 101 Tags: ,


Stretching Your Retirement Income

Once you enter retirement, it will be a different experience altogether. First, you will get a taste of freedom after years and years of doing work and following a successful career. But once you get settled, you will realize some things such as the limits of your retirement fund that will get you to think about the years still ahead. It will be around such time when you may already be thinking about stretching you

Posted by Ardent Editor on Apr 24 2017 in Retirement Life Tags: , , ,


Effective Retirement Spending

When it comes to retirement, people may have different opinions regarding on how to make it more meaningful. Others like to enjoy and spend retirement in luxury while others prefer to just survive it. This will depend on how people prepared for it. Retirement should not be a headache if you have made the effort to save up for it while you are still young. Another thing that will be of concern to retirees is the way

Posted by Ardent Editor on Apr 13 2017 in Retirement Life Tags:


Common Reasons Why You’ll Never Get Rich

Many people strive to acquire wealth and get rich. But no matter how good they are at trying to earn money, it takes more than just that to get rich. There are certain things that can prevent people from becoming rich. Here are some of the common reasons why. You’re saving too little. Not matter how much you earn, you will not get rich unless you save. Some people have that potential to become rich and yet they d

Posted by Ardent Editor on Mar 25 2017 in Financial Planning Tags: ,


Reasons Retirees Can End Up Broke During Retirement

People need to prepare when it comes to retirement. That way, when they do retire, they have saved up a considerable amount to allow them to enjoy a comfortable retirement. But even until then, there are certain risks that can affect how a retiree eventually fares at this point in life. There is that risk that the retiree can go broke and dry up the cash reserves and savings. There are many reasons for this. Here a

Posted by Ardent Editor on Mar 17 2017 in Financial Planning


Reasons Why Retirees End Up Broke

People can only be happy when expecting retirement if they have thoroughly prepared for it. This means saving up a sizable retirement nest egg that will be the main source of income during the retirement years. Even though some retirees have done their homework and preparations, there are still some retirees who end up going broke when their retirement fund dries up. There are many reasons why this can happen. Here

Posted by Ardent Editor on Feb 24 2017 in Retirement 101 Tags: , ,


Factors To Consider When Choosing A Retirement Destination

Different people may have a different retirement destination in mind. It is important for would-be retirees to be able to plan ahead before the actual day arrives just to ensure that everything’s ready and well thought of by the time. Many contemplate on were they can possibly spend their retirement. Making the ideal choice for a  retirement destination can be based on several factors. Here are some of them.

Posted by Ardent Editor on Feb 18 2017 in Retirement Life


Early IRA Withdrawals Without Penalties

An IRA or Individual Retirement Account is a type of account that aims to earmark funds to invest and earn for retirement. The purpose of having an IRA is for future retirees to have some means of income available during their retirement years. They can be very helpful if one knows how they work. One way to fully take advantage of the benefits that IRA’s can offer is by avoiding trying to withdraw funds from

Posted by Ardent Editor on Feb 11 2017 in IRAs Tags: , ,


Searching For A Great Place To Retire

But it is usually dependent on how well one prepares for this stage in life. If you have saved up a good amount for a retirement fund, then you may have the option to choose a retirement destination. Upon choosing one, there should be some things that you should be considering. Here are just some of them. Places with housing designed for retirees. As people age, the needs for a more desirable housing increases. Lim

Posted by Ardent Editor on Jan 11 2017 in Retirement Life


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