Saving Strategies For People Nearing Retirement

Retirement can mean different things to different people. Some who are near retirement may fear that day coming if they are ill prepared. Some welcome that day knowing that they have enough funds set aside to enjoy living a comfortable life in those golden years. It all boils down to saving enough for retirement. But while it may help if you start doing it early in life, it is never too late to save up for retireme

Posted by Ardent Editor on May 19 2015 in Financial Planning Tags: , , , , ,

Common Estate Planning Blunders

Estate planning is important for many retirees who still have assets that they will be leaving behind once they move on. To whom these assets will go to is the purpose of estate planning. In absence of it, these assets will usually be distributed among your relatives depending on intestate laws. This can sometimes lead to further confusion and conflict to the loved ones you leave behind. Estate planning helps you a

Posted by Ardent Editor on Feb 27 2015 in Estate Planning Tags: , ,

Steps To A Happy Retirement

Going into retirement can either be scary or exciting for some people. People who have not prepared or planned for their retirement well may have serious concerns once they reach that age. For those who have done their homework and prepared early, they expect a happy retirement ahead. People can also choose a happy retirement by simply following these steps. Know what you need. Before you start planning for your re

Posted by Ardent Editor on Feb 14 2015 in Retirement 101 Tags: , , , , , , ,

Mistakes That Can Hurt Your Retirement

It is important that you plan your retirement well. The earlier you can start on it, the better. A good retirement plan can help you prepare for that period in life where you try to chill out and begin to relax more. But there are certain wrong assumptions that might negatively affect even the best of retirement plans. Here are some of them. Failing to factor in inflation into your retirement plan Some people plan

Posted by Ardent Editor on Feb 6 2015 in Financial Planning Tags: , ,

Expert Tips On Saving Money For Retirement

Saving money is always a challenge for many people, especially when it is for retirement. Many people feel that retirement may be far off to be preparing for now. But guess what, it can never be too early preparing for retirement. But it can be too late. You just need to make a choice of having a comfortable or problematic retirement to help you settle the deal. If you choose the former, then saving money early for

Posted by Ardent Editor on Dec 23 2014 in Financial Planning Tags: , , , ,

Retirement Advice- Setting Financial Goals

The key to having a comfortable retirement is effective financial planning and preparation. It is important that you need to consider your retirement goals early in your working career. This will give you enough time to save up and build a sizable retirement nest egg. But aside from that, you also need to learn how to set your financial goals. Financial goal setting is very important if you wish to have financial s

Posted by Ardent Editor on Dec 19 2014 in Financial Planning Tags: , , , , ,

Understanding Annuities

Retirement planning needs to be a lifelong process in order to work well. People need to save up a portion of their earnings and invest for their retirement fund for a majority of their working life to come up with enough to sustain a comfortable retirement. People will also have to deal with the different retirement saving options available to them. An annuity is just one of them. What is it? An annuity is a type

Posted by Ardent Editor on Dec 12 2014 in Annuities Tags: , , , , ,

Major Concerns That May Prevent People From Retiring

It is a sad fact that many people are not really prepared for retirement. They can be so concerned with the present that they tend to neglect saving up for the future. Saving for retirement can be a challenge for many people. Even more so, there are some major concerns that will prevent them from entertaining the idea by the time people come at that age. Here are just some of those concerns. Debt Issues For many pe

Posted by Ardent Editor on Nov 17 2014 in Financial Planning Tags: , , ,

Budget-Friendly Traveling for Retirees

Retirement provides people with lots of available time to spend any way they like. Sometimes they spend it the way they have always wanted to. Other times, they do not. Even though retirees have a lot of leisure time available, they may not always find it convenient since it can also mean lots of time doing nothing. One of the options available for retirees is taking a vacation trip somewhere. Having that penultima

Posted by Ardent Editor on Oct 31 2014 in Retirement Life Tags: , , , ,

Tips For A Lasting Retirement Income

Retirement can be a scary prospect for many people who are approaching that age. It can even be quite disconcerting for those who haven’t prepared well at this stage. For those who have prepared well, the biggest concern may be how to make their retirement fund last. Here are some tips for would be retirees to consider. Be clear of what you need and want during retirement. If you wish to manage your retirement fu

Posted by Ardent Editor on Sep 12 2014 in Financial Planning Tags: , , , ,

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