Retirement Advice- Setting Financial Goals

The key to having a comfortable retirement is effective financial planning and preparation. It is important that you need to consider your retirement goals early in your working career. This will give you enough time to save up and build a sizable retirement nest egg. But aside from that, you also need to learn how to set your financial goals. Financial goal setting is very important if you wish to have financial s

Posted by Ardent Editor on Dec 19 2014 in Financial Planning Tags: , , , , ,


Understanding Annuities

Retirement planning needs to be a lifelong process in order to work well. People need to save up a portion of their earnings and invest for their retirement fund for a majority of their working life to come up with enough to sustain a comfortable retirement. People will also have to deal with the different retirement saving options available to them. An annuity is just one of them. What is it? An annuity is a type

Posted by Ardent Editor on Dec 12 2014 in Annuities Tags: , , , , ,


Major Concerns That May Prevent People From Retiring

It is a sad fact that many people are not really prepared for retirement. They can be so concerned with the present that they tend to neglect saving up for the future. Saving for retirement can be a challenge for many people. Even more so, there are some major concerns that will prevent them from entertaining the idea by the time people come at that age. Here are just some of those concerns. Debt Issues For many pe

Posted by Ardent Editor on Nov 17 2014 in Financial Planning Tags: , , ,


Budget-Friendly Traveling for Retirees

Retirement provides people with lots of available time to spend any way they like. Sometimes they spend it the way they have always wanted to. Other times, they do not. Even though retirees have a lot of leisure time available, they may not always find it convenient since it can also mean lots of time doing nothing. One of the options available for retirees is taking a vacation trip somewhere. Having that penultima

Posted by Ardent Editor on Oct 31 2014 in Retirement Life Tags: , , , ,


Tips For A Lasting Retirement Income

Retirement can be a scary prospect for many people who are approaching that age. It can even be quite disconcerting for those who haven’t prepared well at this stage. For those who have prepared well, the biggest concern may be how to make their retirement fund last. Here are some tips for would be retirees to consider. Be clear of what you need and want during retirement. If you wish to manage your retirement fu

Posted by Ardent Editor on Sep 12 2014 in Financial Planning Tags: , , , ,


Alternative Options For Traditional Retirement

Many people wish to spend a more comfortable retirement. That means being able to afford the daily costs that come with retirement despite no longer maintaining a job. People need to prepare well by saving money for retirement while still young. But recent changes in the economy, both internationally and at the local front, may have affected whatever funds some people set aside for retirement. Due to the economic d

Posted by Ardent Editor on Sep 3 2014 in Retirement Life Tags: , , ,


Ways You Can Ruin Your Retirement

Everyone will eventually reach that period of retirement as they approach their golden years. The experience will be dependent on how one prepares for this stage in life. Having a comfortable retirement requires saving up money early and establish a fund that will take care of a retiree’s financial needs during the later stages in life. Despite all the preparations, there can also be ways that one can ruin an

Posted by Ardent Editor on Aug 28 2014 in Retirement 101 Tags: , , , ,


Retirement Living for Less

People always have this endearing mindset about retirement life, that it is a life of fun and leisure. People think of retirement as a period of rest and recreation. But what most people fail to realize is that this type of lifestyle requires a sizable retirement fund. It is impossible to maintain if people have not prepared their retirement fund extensively beforehand. But if a life of luxury and leisure is not wh

Posted by Ardent Editor on Aug 9 2014 in Retirement Life Tags: , , ,


Common Regrets Most Retirees Face

Retirement is not always what most retirees expect it to be. Some people go through different experiences depending on how well they prepared for this stage of their lives. No matter how prepared some retirees may be, sometimes they still go through certain regrets that they feel they could have done better. Here are some of the common regrets among many retirees once they reach and have lived through their retirem

Posted by Ardent Editor on Jul 30 2014 in Retirement 101 Tags: , , , , ,


Tips For Early Retirees

Retiring early may be a good decision for those who have come prepared for their retirement future. It will not be a mistake if you know that you can afford to do it. But before you retire, there are some things that you need to consider before stepping out into a new life. Here are some of them. Have your retirement budget prepared. Upon retirement, spending your retirement fund wisely becomes more important than

Posted by Ardent Editor on Jul 29 2014 in Retirement 101 Tags: , , ,


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