How Your Status Affects Your Social Security Benefits

Social security benefits are essential for one’s retirement, especially when the planned retirement fund may not be sufficient. The Social Security retirement benefits can provide the funds to supplement your retirement savings. That is the reason why it is important. Your Social Security retirement benefits can be affected by a number of different factors. Some people may not know it but your status can also hav

Posted by Ardent Editor on Oct 19 2018 in Financial Planning


Smart Retirement Moves You Need To Make

Retirement is something people need to think over. Just because it is a stage that can happen later in life, that doesn’t mean you cannot think and prepare for it when you are young. This is the mistake that most people make. They make the mistake of planning their retirement a little too late, giving them lesser time to save up. If you have realized that you need to plan for your retirement earlier than usual, t

Posted by Ardent Editor on Sep 15 2018 in Financial Planning


Reasons Why Retirement Planning Is Important

Many people take retirement planning for granted. Many think that it is something that should be thought of sometime later in life. But that will only make things harder. There are many reasons why retirement planning is important. Here are just some of them. Social Security Is Not Enough While social security can provide future retirees with funds during retirement, it is never usually enough. Many people have the

Posted by Ardent Editor on Mar 23 2018 in Retirement 101 Tags:


Low-Risk Investment Options To Consider

People who are approaching retirement would like to stretch their retirement fund as long as possible. One way to do so is by investing it low-risk instruments that can protect the principal and even earn a bit of interest as well. There are some that offer high returns but most of the options only provide a relatively lower interest rate return. But if the aim is to protect the principal amount invested, then thes

Posted by Ardent Editor on Feb 28 2018 in Retirement 101


Commitment Towards Saving For Retirement

While people like to spend money, it is still important to be responsible about it. It is also just as important to learn how to save. And when your retirement future is important for you, then you need to learn how to make saving up your earnings as a priority goal in life. You need to make a commitment towards saving up for your retirement. Here are some important tips for you. Make A Plan   Every goal you make

Posted by Ardent Editor on Jan 17 2018 in Financial Planning Tags:


Common Excuses That Can Affect Retirement Savings

Many people have different ways of handling the topic of retirement. While others try to do something about it early in their working lives, others simply shove it down as the least of their priorities. And when it comes to saving for retirement, other people can have a number of excuses that can affect their retirement savings. Here are some of them. Continue working even after retirement. While some people have f

Posted by Ardent Editor on Aug 4 2017 in Financial Planning


Common Wrong Perceptions About Preparing For Retirement

Reaching retirement is not always fun and exciting. But some people may have that perception that they are always ready to enter retirement without a worry. These wrong perceptions can put any future retiree into a very regrettable situation later on. Here are some of the common ones regarding preparing for retirement. Not expecting to live that long. Some people just do not think that they will live long enough du

Posted by Ardent Editor on Aug 3 2017 in Money 101


Tips To Make Early Retirement Possible

When it comes to settling down during your golden years, people always have this dream of spending the days in relative relaxation. Just the thought of it can make people consider taking early retirement. As long as you can ensure that you have enough retirement fund to help you get by, you can always have the idea of retiring early at the back of your mind. All it takes is better financial planning and preparation

Posted by Ardent Editor on Jul 19 2017 in Financial Planning Tags:


Surprising Secrets To A Happy Retirement

A happy retirement is more than just having a a sizable retirement fund. Even some retirees who do not have to worry about money may still not be happy during their retirement. There are other things that can create a happy retirement for people. Here are some secrets that will help make it possible. Take care of your health. As the old saying goes, health can also be a form of wealth. Being healthy can even be mor

Posted by Ardent Editor on Jul 10 2017 in Retirement Life Tags:


People Who Can Derail Your Retirement Plans

Retirement planning is not always simple. There are different challenges that people can face when they start planning out for their future retirement. While saving the money remains to be the biggest challenge, certain factors can also be at work that may add to the challenge. There are times when it is the people around you that can act as obstacles to a more effective retirement plan. Here are just some of them.

Posted by Ardent Editor on Jul 4 2017 in Retirement 101


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