Signs You Might Not “Survive” Retirement

Retirement can be quite a concern for many people. The main reason usually is if one is ready and prepared for it. Others prepared early and made sure that they retire comfortably. But a great number do not bother to think about the issue of saving for retirement until later or if it is already too late. Still, there are some who might not be sure where they stand. There are signs showing if one is ready for retire

Posted by Ardent Editor on Jun 6 2017 in Retirement 101


Top Sources Of Retirement Income

When it comes to retirement, people should try to prepare and plan beforehand what they wish to do during this time of their life. It requires time for building up a retirement fund that can last during one’s twilight years. Since retirees are no  longer working, their earning capacity is drastically reduced. But they can establish some retirement income in order to compensate. Here are some of the common re

Posted by Ardent Editor on May 31 2017 in Retirement 101 Tags: , , ,


Obstacles To Accumulating Retirement Savings

One of the keys to a comfortable retirement is consistent in accumulating savings for the retirement fund. Whether you start early or you start late in the game, making regular savings can be the different between having a good or bad retirement experience. Making a habit out of saving for retirement takes effort. There can be obstacles along the way that can prevent you from doing so. Here are just some of those o

Posted by Ardent Editor on May 28 2017 in Financial Planning


Top Challenges Everyone Can Expect During Retirement

Retirement can really become a challenge since one becomes aware about it. Those who realize this early are able to plan and address the possible issues and concerns. Unfortunately, others only realize about it later on and they have to play catch up just to plan and prepare for retirement. Whether you planned for your retirement early or later in life, you should still expect certain challenges that may affect how

Posted by Ardent Editor on May 27 2017 in Retirement Life


Keys To A Great Retirement

Many people always dream of having a great retirement. Others have it planned in their minds so well that they are determined and motivated to prepare for it the best they can. Some are not so fortunate. They do not even know what will make their retirement great. Here are the general keys to a great retirement that applies for the most number of people. Have a predictable source of retirement income. One of the i

Posted by Ardent Editor on May 9 2017 in Retirement Life


How To Have A Happy Retirement

A happy retirement does not happen in an instant. Not every retiree may enjoy their retirement years at all. While this stage in life is inevitable, people can choose to prepare for it in order to ensure a happy retirement. Here are some tips to consider to have a happy one after your working years are over. Let go of things you don’t enjoy doing. Your happiness is based on your ability to enjoy what you do.

Posted by Ardent Editor on May 2 2017 in Retirement 101 Tags: ,


Stretching Your Retirement Income

Once you enter retirement, it will be a different experience altogether. First, you will get a taste of freedom after years and years of doing work and following a successful career. But once you get settled, you will realize some things such as the limits of your retirement fund that will get you to think about the years still ahead. It will be around such time when you may already be thinking about stretching you

Posted by Ardent Editor on Apr 24 2017 in Retirement Life Tags: , , ,


Effective Retirement Spending

When it comes to retirement, people may have different opinions regarding on how to make it more meaningful. Others like to enjoy and spend retirement in luxury while others prefer to just survive it. This will depend on how people prepared for it. Retirement should not be a headache if you have made the effort to save up for it while you are still young. Another thing that will be of concern to retirees is the way

Posted by Ardent Editor on Apr 13 2017 in Retirement Life Tags:


Common Reasons Why You’ll Never Get Rich

Many people strive to acquire wealth and get rich. But no matter how good they are at trying to earn money, it takes more than just that to get rich. There are certain things that can prevent people from becoming rich. Here are some of the common reasons why. You’re saving too little. Not matter how much you earn, you will not get rich unless you save. Some people have that potential to become rich and yet they d

Posted by Ardent Editor on Mar 25 2017 in Financial Planning Tags: ,


Reasons Retirees Can End Up Broke During Retirement

People need to prepare when it comes to retirement. That way, when they do retire, they have saved up a considerable amount to allow them to enjoy a comfortable retirement. But even until then, there are certain risks that can affect how a retiree eventually fares at this point in life. There is that risk that the retiree can go broke and dry up the cash reserves and savings. There are many reasons for this. Here a

Posted by Ardent Editor on Mar 17 2017 in Financial Planning


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