Reverse Mortgage Basics For Retirees

Many people, especially retirees, may have heard all about reverse mortgages and how it can help them when they need it. They would want to know more about it and wonder how it works. Here is the gist of what a reverse mortgage is for interested retirees. Basically, a reverse mortgage is a type of loan where a homeowner borrows against the equity of the home without the need to pay for the loan. The arrangement wou

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , , ,

Handling the Retirement Transition

Preparing for retirement may be something that people do not think of until they already are in the later stages of their working life. At this point, it may already be too late trying to dream of a comfortable retirement. But in any case, handling the transition is always important. If you come unprepared as you face retirement, the only thing you can do is learn how to handle it instead of trying to mope and wall

Posted by Ardent Editor on Nov 28 2015 in Retirement Life Tags: , , ,

Retirement Advice- Setting Financial Goals

The key to having a comfortable retirement is effective financial planning and preparation. It is important that you need to consider your retirement goals early in your working career. This will give you enough time to save up and build a sizable retirement nest egg. But aside from that, you also need to learn how to set your financial goals. Financial goal setting is very important if you wish to have financial s

Posted by Ardent Editor on Dec 19 2014 in Financial Planning Tags: , , , , ,

Ways You Can Ruin Your Retirement

Everyone will eventually reach that period of retirement as they approach their golden years. The experience will be dependent on how one prepares for this stage in life. Having a comfortable retirement requires saving up money early and establish a fund that will take care of a retiree’s financial needs during the later stages in life. Despite all the preparations, there can also be ways that one can ruin an

Posted by Ardent Editor on Aug 28 2014 in Retirement 101 Tags: , , , ,

Retirement Advice For Women

Preparing for retirement is a lifelong process. You need to save up early in life to ensure that you have a comfortable retirement life. The conditions may sometimes be different for men as that with women. Retirement planning is quite challenging for many women. It is a big concern realizing that many women, housewives particularly, do not have the means to save considerably for their retirement. They most have to

Posted by Ardent Editor on Feb 21 2014 in Women & Retirement Tags: , , ,

Retirement Advice For 2014

Some people may be expecting something bright and different for 2014. But it may also be bleak and dreary for some. People who may be retiring this year can be in either of such. But before they finally decide to retire, here is some useful advice to consider. Test whether your retirement finances will hold in worst-case scenarios. One of the concerns among current retirees is that they are not that sure if their r

Posted by Ardent Editor on Jan 9 2014 in Financial Planning Tags: , , ,

Beware Of Misleading Retirement Advice

Retirees in this present time may not likely be having the time of their lives. The battered economy in the country that has continued for several years now may have likely eaten up a good chunk of whatever retirement fund a lot of people may have set aside. And with the changing economic climate, there may also be some retirement advice that may no longer be held as true at this time. They can even become misleadi

Posted by Ardent Editor on Oct 20 2011 in Retirement 101 Tags: , , , ,

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