Reasons Why Retirement Planning Is Important

Many people take retirement planning for granted. Many think that it is something that should be thought of sometime later in life. But that will only make things harder. There are many reasons why retirement planning is important. Here are just some of them. Social Security Is Not Enough While social security can provide future retirees with funds during retirement, it is never usually enough. Many people have the

Posted by Ardent Editor on Mar 23 2018 in Retirement 101 Tags:


Low-Risk Investment Options To Consider

People who are approaching retirement would like to stretch their retirement fund as long as possible. One way to do so is by investing it low-risk instruments that can protect the principal and even earn a bit of interest as well. There are some that offer high returns but most of the options only provide a relatively lower interest rate return. But if the aim is to protect the principal amount invested, then thes

Posted by Ardent Editor on Feb 28 2018 in Retirement 101


People Who Can Derail Your Retirement Plans

Retirement planning is not always simple. There are different challenges that people can face when they start planning out for their future retirement. While saving the money remains to be the biggest challenge, certain factors can also be at work that may add to the challenge. There are times when it is the people around you that can act as obstacles to a more effective retirement plan. Here are just some of them.

Posted by Ardent Editor on Jul 4 2017 in Retirement 101


Signs You Might Not “Survive” Retirement

Retirement can be quite a concern for many people. The main reason usually is if one is ready and prepared for it. Others prepared early and made sure that they retire comfortably. But a great number do not bother to think about the issue of saving for retirement until later or if it is already too late. Still, there are some who might not be sure where they stand. There are signs showing if one is ready for retire

Posted by Ardent Editor on Jun 6 2017 in Retirement 101


Top Sources Of Retirement Income

When it comes to retirement, people should try to prepare and plan beforehand what they wish to do during this time of their life. It requires time for building up a retirement fund that can last during one’s twilight years. Since retirees are no  longer working, their earning capacity is drastically reduced. But they can establish some retirement income in order to compensate. Here are some of the common re

Posted by Ardent Editor on May 31 2017 in Retirement 101 Tags: , , ,


How To Have A Happy Retirement

A happy retirement does not happen in an instant. Not every retiree may enjoy their retirement years at all. While this stage in life is inevitable, people can choose to prepare for it in order to ensure a happy retirement. Here are some tips to consider to have a happy one after your working years are over. Let go of things you don’t enjoy doing. Your happiness is based on your ability to enjoy what you do.

Posted by Ardent Editor on May 2 2017 in Retirement 101 Tags: ,


Reasons Why Retirees End Up Broke

People can only be happy when expecting retirement if they have thoroughly prepared for it. This means saving up a sizable retirement nest egg that will be the main source of income during the retirement years. Even though some retirees have done their homework and preparations, there are still some retirees who end up going broke when their retirement fund dries up. There are many reasons why this can happen. Here

Posted by Ardent Editor on Feb 24 2017 in Retirement 101 Tags: , ,


Things People Need For Retirement Success

People are always yearning to achieve success in one way or another. If you think that the drive towards success dies  down when you retire, then you might need to think again. Although the goals may be a bit simpler, even retirees love the feeling of achieving success at one point or another. There will always be a goal out there that retirees can strive for. Success is something that people will wish to achieve

Posted by Ardent Editor on Aug 15 2016 in Retirement 101 Tags: ,


How To Know If You Are Ready for Retirement

Some people may find it a good idea to retire early in life. But unfortunately, not everyone can afford the privilege. For a comfortable retirement, you need to save up quite a considerable amount to serve as your retirement fund for expenses and costs essential for when you no longer are capable of working. People who start saving up early will have a better chance at an early retirement. Here are some signs that

Posted by Ardent Editor on Apr 11 2016 in Retirement 101 Tags: , ,


Saving For Retirement From Your First Job

For many people, saving for retirement is something to do for later. It does not always come to one’s mind early in their working years. But the fact of the matter is that saving up for retirement should be done as early as possible. You need to prepare and start saving up even as early as starting on your very first job. Here are some things that will help you become more effective when saving for your retir

Posted by Ardent Editor on Aug 22 2015 in Retirement 101 Tags: , , , ,


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