Social Security Benefits You May Not Know About

Social Security benefits can supplement your retirement income when you do plan to retire. Depending on your social status, there are actually certain benefits that many people tend to ignore because they do not really know about it. Here are some of the Social Security benefits that may not always be under everyone’s radar, so to speak. Spousal Income Benefits A spousal benefit in Social Security is availabl

Posted by Ardent Editor on Aug 30 2019 in Retirement 101 Tags:


Retirement Expectations And Tips

People react differently to retirement. There are those who look forward to it with excitement while there are others who wait for it with a lot of concerns. It all comes down to how well you prepared or planned for this stage of your life. But there are also other things that you need to expect when you reach retirement. These insights may help you improve on your preparations. Too much free time becomes a challen

Posted by Ardent Editor on Aug 23 2019 in Retirement 101


Social Security Benefit Advice For Retirees

Social security is an important aspect of a comfortable retirement. It can provide you with a monthly income you can use for making life more comfortable when you retire. But all will depend on how much of the monthly benefits you will eventually get. Here are some valuable tips for retirees regarding getting the most out of your Look Into Spousal-Related Benefits If you are married, make sure that you look into th

Posted by Ardent Editor on Aug 14 2019 in Financial Planning Tags:


Supplementary Retirement Income Tips

Most retirees today feel that their retirement funds will not last them a lifetime. Some may try to save as much on their daily budget just to stretch out their funds. But unfortunately, that alone may not be enough. Sometimes finding ways to earn some supplementary income may be necessary. Here are some potential opportunities worth considering. Make Money From Your Hobby If you have a creative hobby that allows y

Posted by Ardent Editor on Mar 21 2019 in Money 101


How Your Status Affects Your Social Security Benefits

Social security benefits are essential for one’s retirement, especially when the planned retirement fund may not be sufficient. The Social Security retirement benefits can provide the funds to supplement your retirement savings. That is the reason why it is important. Your Social Security retirement benefits can be affected by a number of different factors. Some people may not know it but your status can also hav

Posted by Ardent Editor on Oct 19 2018 in Financial Planning


Smart Retirement Moves You Need To Make

Retirement is something people need to think over. Just because it is a stage that can happen later in life, that doesn’t mean you cannot think and prepare for it when you are young. This is the mistake that most people make. They make the mistake of planning their retirement a little too late, giving them lesser time to save up. If you have realized that you need to plan for your retirement earlier than usual, t

Posted by Ardent Editor on Sep 15 2018 in Financial Planning


Reasons Why Retirement Planning Is Important

Many people take retirement planning for granted. Many think that it is something that should be thought of sometime later in life. But that will only make things harder. There are many reasons why retirement planning is important. Here are just some of them. Social Security Is Not Enough While social security can provide future retirees with funds during retirement, it is never usually enough. Many people have the

Posted by Ardent Editor on Mar 23 2018 in Retirement 101 Tags:


Low-Risk Investment Options To Consider

People who are approaching retirement would like to stretch their retirement fund as long as possible. One way to do so is by investing it low-risk instruments that can protect the principal and even earn a bit of interest as well. There are some that offer high returns but most of the options only provide a relatively lower interest rate return. But if the aim is to protect the principal amount invested, then thes

Posted by Ardent Editor on Feb 28 2018 in Retirement 101


Commitment Towards Saving For Retirement

While people like to spend money, it is still important to be responsible about it. It is also just as important to learn how to save. And when your retirement future is important for you, then you need to learn how to make saving up your earnings as a priority goal in life. You need to make a commitment towards saving up for your retirement. Here are some important tips for you. Make A Plan   Every goal you make

Posted by Ardent Editor on Jan 17 2018 in Financial Planning Tags:


Common Excuses That Can Affect Retirement Savings

Many people have different ways of handling the topic of retirement. While others try to do something about it early in their working lives, others simply shove it down as the least of their priorities. And when it comes to saving for retirement, other people can have a number of excuses that can affect their retirement savings. Here are some of them. Continue working even after retirement. While some people have f

Posted by Ardent Editor on Aug 4 2017 in Financial Planning


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