Tips For Retirees Before Building Retirement Wealth 

Many retirees dream of having a comfortable retirement. They try to ensure this by building their retirement fund over time. After that, they also plan to build up their wealth over time even after retirement in order to make sure that they earn some investment income to keep their retirement fund last. But there are some things that retirees need to heed before they can ever plan on making some retirement investme

Posted by Ardent Editor on Jan 6 2017 in Investment Tags: , ,


Desperate Retirement Measures For The Unprepared

Retirement is an inevitable period in most people’s lives. And people may have different feelings when it comes to it. It all depends on how people prepare for it. For those who have prepared, they welcome this period as a time of relaxation and settling down. For the unprepared, retirement is viewed as a concern. And for people who are fast approaching retirement age and may have not prepared, it may be desp

Posted by Ardent Editor on Oct 11 2016 in Financial Planning Tags: ,


Expenses That You Can Eliminate In Retirement

When people worry about building their retirement fund, there are usually concerned about their expenses. There are certain monthly expenses that many people have to deal with on a regular basis. These can have a significant effect on how much they can save up for their retirement fund. Sometimes, expectations of some of these expenses are being factored out in the retirement fund. But it should also provide some c

Posted by Ardent Editor on Jul 13 2016 in Money 101 Tags: , ,


Why Do You Need Debt Consolidation?

For many retirees, trying to manage debt effectively is just as important as saving for the future retirement. Mismanaged debts can cause damage to one’s retirement fund. Debt consolidation is just one of the many different ways retirees can deal with a growing debt problem. The process basically  involves taking a consolidation loan in order to pay off the other debts and leave a single loan with a single i

Posted by Ardent Editor on Jul 3 2016 in Money 101 Tags: , , ,


Common Retirement Saving Mistakes

When it comes to building up a retirement fund, people will need to save a considerable amount for a long period of time. The earlier people start saving, the better the chances they have of reaching their retirement fund goals. Soon they will have to do more than just saving. They also need to avoid the common retirement saving mistakes most people make. Here are just some of them. Not Taking Advantage Of A Retire

Posted by Ardent Editor on May 25 2016 in Financial Planning Tags: , , ,


Reverse Mortgage Basics For Retirees

Many people, especially retirees, may have heard all about reverse mortgages and how it can help them when they need it. They would want to know more about it and wonder how it works. Here is the gist of what a reverse mortgage is for interested retirees. Basically, a reverse mortgage is a type of loan where a homeowner borrows against the equity of the home without the need to pay for the loan. The arrangement wou

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , , ,


How To Know If You Are Ready for Retirement

Some people may find it a good idea to retire early in life. But unfortunately, not everyone can afford the privilege. For a comfortable retirement, you need to save up quite a considerable amount to serve as your retirement fund for expenses and costs essential for when you no longer are capable of working. People who start saving up early will have a better chance at an early retirement. Here are some signs that

Posted by Ardent Editor on Apr 11 2016 in Retirement 101 Tags: , ,


Costly Retirement Mistakes To Avoid

Retirement is an important stage in life that everyone needs to prepare for. But most people seem to neglect this task until it is too late. But for those who have prepared well for their retirement, certain retirement decisions they make later on can also prove to be costly mistakes. Here are some of them that new retirees need to avoid. Taking an early retirement Some people may feel that they already have enough

Posted by Ardent Editor on Jan 16 2016 in Financial Planning Tags: , ,


Reasons Women Need To Save More For Retirement

In this male dominated society, women always seem to be holding the shorter end of the stick. Women generally tend to earn less than their male counterparts. Although the society is gradually changing in terms of recognizing the equality between genders, it has so far been slow moving. On the long term, aging women may have the unfortunate situation of preparing for their retirement poorly. Women generally have to

Posted by Ardent Editor on Oct 17 2015 in Women & Retirement Tags: , , , ,


Saving For Retirement From Your First Job

For many people, saving for retirement is something to do for later. It does not always come to one’s mind early in their working years. But the fact of the matter is that saving up for retirement should be done as early as possible. You need to prepare and start saving up even as early as starting on your very first job. Here are some things that will help you become more effective when saving for your retir

Posted by Ardent Editor on Aug 22 2015 in Retirement 101 Tags: , , , ,


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