Common Wrong Perceptions About Preparing For Retirement

Reaching retirement is not always fun and exciting. But some people may have that perception that they are always ready to enter retirement without a worry. These wrong perceptions can put any future retiree into a very regrettable situation later on. Here are some of the common ones regarding preparing for retirement. Not expecting to live that long. Some people just do not think that they will live long enough du

Posted by Ardent Editor on Aug 3 2017 in Money 101


Reasons Why You Have Difficulties Saving Money

A lot of people feel that they just do not have enough money today. This will make it difficult for them to  save up for the future. They do have work, but there is always this feeling that they just do not have enough. Here are some common reasons why. Income Is The Same As 10 Years Ago If you have been working on a job for some time now that pays good money, the you should always think that you have more than en

Posted by Ardent Editor on Nov 6 2016 in Money 101 Tags: , ,


Common Reasons For Failure In Saving Money 

When it comes to saving money, many people tend to have different ways to achieve goals. Some are successful at it while some are not. There are common reasons why some people may be finding it hard to save money. Here are just some of them. Unrealistic Goals Some people know that they need to save up money for the future. But sometimes, the goals they make is what prevents them from doing so. Lofty goals in saving

Posted by Ardent Editor on Oct 14 2016 in Money 101 Tags: ,


Expenses That You Can Eliminate In Retirement

When people worry about building their retirement fund, there are usually concerned about their expenses. There are certain monthly expenses that many people have to deal with on a regular basis. These can have a significant effect on how much they can save up for their retirement fund. Sometimes, expectations of some of these expenses are being factored out in the retirement fund. But it should also provide some c

Posted by Ardent Editor on Jul 13 2016 in Money 101 Tags: , ,


Why Do You Need Debt Consolidation?

For many retirees, trying to manage debt effectively is just as important as saving for the future retirement. Mismanaged debts can cause damage to one’s retirement fund. Debt consolidation is just one of the many different ways retirees can deal with a growing debt problem. The process basically  involves taking a consolidation loan in order to pay off the other debts and leave a single loan with a single i

Posted by Ardent Editor on Jul 3 2016 in Money 101 Tags: , , ,


Different Money Saving Tips For Your Home

Saving money needs to be developed as a habit in order for it to be effective. Different methods can afford you different results. .  In the home, you will have many opportunities to save money. Here are some of the easy ways to do it.  Consider getting a home warranty insurance for an old home. Home warranty insurance is a type of insurance policy that covers specific household appliances and systems such as

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , ,


Reverse Mortgage Basics For Retirees

Many people, especially retirees, may have heard all about reverse mortgages and how it can help them when they need it. They would want to know more about it and wonder how it works. Here is the gist of what a reverse mortgage is for interested retirees. Basically, a reverse mortgage is a type of loan where a homeowner borrows against the equity of the home without the need to pay for the loan. The arrangement wou

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , , ,


Tips On Paying Your Credit Card Debt

One of the best ways of ensure that you make the most use of your hard-earned money is by reducing credit card debt. Many people have been heavily dependent on credit cards for making purchases. The convenience it provides makes more people use it more and more. But sometimes, they can overdo it and accumulate credit card debt which usually comes with high interest rates. Before your credit card debt gets too big t

Posted by Ardent Editor on Mar 3 2016 in Financial Planning, Money 101 Tags: ,


Common Money Mistakes You Should Avoid

It can be a challenge for many people to save money. It is not so much on whether they have enough to save up. Most of the time, making poor money choices is the main reason why people fail to save enough for a rainy day of for their future. There are many common money mistakes most people are guilty of making here are just some of them. Spending more on housing Most people like the idea of owning their own home. H

Posted by Ardent Editor on May 22 2015 in Money 101 Tags: , , , , , , ,


Alternatives To Credit Cards

Credit cards are supposed to be a convenient alternative to using cash. People only need to present their cards at a store for their purchases. There is no need for people to bring along cash when you have a credit card. But despite its benefits, there can also be certain disadvantages. One of the serious issues connected to credit cards is that they allow people to have the perception about more purchasing power t

Posted by Ardent Editor on Dec 7 2013 in Money 101 Tags: , ,


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