Improving Your Financial Health

One of the more important aspects of daily life involves managing your money. People who yearn for the better things in life know that you need to manage your finances efficiently in order to reach the goals you’ve made. The road to better financial health starts with that first step that you decide to make. Here are some other things that you need to know. Determine your net worth and expenses. In order to m

Posted by Ardent Editor on Oct 15 2019 in Money 101 Tags:


Money Mistakes Young People Make Today 

How people use money seems to differ from one generation to another. It may depend on how they may be brought up or on their early experience regarding finances. Adults today may have a different means of trying to save for their future as compared to those of a generation or two ago. In the same way, financial mistakes each generation makes are bound to differ as well.  For the younger generation of today, her

Posted by Ardent Editor on Oct 5 2019 in Money 101 Tags:


Supplementary Retirement Income Tips

Most retirees today feel that their retirement funds will not last them a lifetime. Some may try to save as much on their daily budget just to stretch out their funds. But unfortunately, that alone may not be enough. Sometimes finding ways to earn some supplementary income may be necessary. Here are some potential opportunities worth considering. Make Money From Your Hobby If you have a creative hobby that allows y

Posted by Ardent Editor on Mar 21 2019 in Money 101


Common Wrong Perceptions About Preparing For Retirement

Reaching retirement is not always fun and exciting. But some people may have that perception that they are always ready to enter retirement without a worry. These wrong perceptions can put any future retiree into a very regrettable situation later on. Here are some of the common ones regarding preparing for retirement. Not expecting to live that long. Some people just do not think that they will live long enough du

Posted by Ardent Editor on Aug 3 2017 in Money 101


Reasons Why You Have Difficulties Saving Money

A lot of people feel that they just do not have enough money today. This will make it difficult for them to  save up for the future. They do have work, but there is always this feeling that they just do not have enough. Here are some common reasons why. Income Is The Same As 10 Years Ago If you have been working on a job for some time now that pays good money, the you should always think that you have more than en

Posted by Ardent Editor on Nov 6 2016 in Money 101 Tags: , ,


Common Reasons For Failure In Saving Money 

When it comes to saving money, many people tend to have different ways to achieve goals. Some are successful at it while some are not. There are common reasons why some people may be finding it hard to save money. Here are just some of them. Unrealistic Goals Some people know that they need to save up money for the future. But sometimes, the goals they make is what prevents them from doing so. Lofty goals in saving

Posted by Ardent Editor on Oct 14 2016 in Money 101 Tags: ,


Expenses That You Can Eliminate In Retirement

When people worry about building their retirement fund, there are usually concerned about their expenses. There are certain monthly expenses that many people have to deal with on a regular basis. These can have a significant effect on how much they can save up for their retirement fund. Sometimes, expectations of some of these expenses are being factored out in the retirement fund. But it should also provide some c

Posted by Ardent Editor on Jul 13 2016 in Money 101 Tags: , ,


Why Do You Need Debt Consolidation?

For many retirees, trying to manage debt effectively is just as important as saving for the future retirement. Mismanaged debts can cause damage to one’s retirement fund. Debt consolidation is just one of the many different ways retirees can deal with a growing debt problem. The process basically  involves taking a consolidation loan in order to pay off the other debts and leave a single loan with a single i

Posted by Ardent Editor on Jul 3 2016 in Money 101 Tags: , , ,


Different Money Saving Tips For Your Home

Saving money needs to be developed as a habit in order for it to be effective. Different methods can afford you different results. .  In the home, you will have many opportunities to save money. Here are some of the easy ways to do it.  Consider getting a home warranty insurance for an old home. Home warranty insurance is a type of insurance policy that covers specific household appliances and systems such as

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , ,


Reverse Mortgage Basics For Retirees

Many people, especially retirees, may have heard all about reverse mortgages and how it can help them when they need it. They would want to know more about it and wonder how it works. Here is the gist of what a reverse mortgage is for interested retirees. Basically, a reverse mortgage is a type of loan where a homeowner borrows against the equity of the home without the need to pay for the loan. The arrangement wou

Posted by Ardent Editor on Apr 24 2016 in Money 101 Tags: , , ,


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