Tips For Retirees Before Building Retirement Wealth 

Many retirees dream of having a comfortable retirement. They try to ensure this by building their retirement fund over time. After that, they also plan to build up their wealth over time even after retirement in order to make sure that they earn some investment income to keep their retirement fund last. But there are some things that retirees need to heed before they can ever plan on making some retirement investme

Posted by Ardent Editor on Jan 6 2017 in Investment Tags: , ,

What Are Dividends?

Dividends refer to the portion of what a company earns for a certain period that is returned to its shareholders. When a certain company earns profits for a certain period, usually a year, a part of the profits is being shared to owners of the company’s stocks which represent a stake in the said company. In simple terms, the dividend is the earnings of a share of stock that is paid accordingly to the amount of shares owned by the stockholder. Modes of Dividend PaymentDifferent types of dividends…

Posted by Ardent Editor on Mar 18 2009 in Investment

Understanding Stocks

Stocks have become a common form of investment for many people especially for those preparing to retire. But a lot still may not understand it quite fully. That can be a problem since it takes a good understanding of how stocks work in order to profit from it as an investment opportunity. Here is a basic understanding of what stocks are. Basic DefinitionIn business or finance, stock is a unit or share of ownership on a certain company. The term “share” is sometimes used in place of the word stoc…

Posted by Ardent Editor on Mar 18 2009 in Investment

Ways to Invest for Retirement

There are generally two types of investing. One is active investing, the other, passive investing. For those who like to invest at a young age, they can try either of the two. Below is an example of what differentiates active investors and passive investors. Active investingActive investors are those who invest in the market and always depend on the right market timing. They always try to use strategies like investment selection and other market investment tactics. Here are a variety of ways tha…

Posted by Ardent Editor on Feb 16 2009 in Investment

Building The Best Retirement Plan

Nowadays, people are more preoccupied with planning for the future. More specifically, most of the working class are always looking into the future and saving up for their retirement in order to someday enjoy the fruits of their labor when time comes for them to take a back seat and then retire in luxury, if possible. If you see yourself as one of those people looking forward to enjoying a comfortable retirement with more than enough money to get by, here are some tips to help you make sure that…

Posted by Ardent Editor on Sep 5 2007 in Investment

Rules for Investment

BewareIf any savings or investments plan sounds too good to be true, it probably is. There is no shortage of people out there willing to promise you anything to get their hands on your money. Use your good judgment in determining reasonable expectations. Determine RiskOn the other hand, if you lower the risk, the return or interest rate is usually lower. There are other risks besides the possibility that an investment will go down in value. You must consider the impact of inflation. If you put $…

Posted by Ardent Editor on Feb 21 2007 in Investment

Investing for Your Future

Does your employer provide a retirement plan? If so, say retirement experts grab it! Employer-based plans are the most effective way to save for your future. Study your employee handbook and talk to your benefits administrator to see what plan is offered and what its rules are. Read the summary plan description for specifics. Plans must follow federal law, but they can still vary widely in contribution limitations, investment options, employer matches, and other features. Join as soon as you bec…

Posted by Ardent Editor on Jan 19 2007 in Investment

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