Common Excuses That Can Affect Retirement Savings

Many people have different ways of handling the topic of retirement. While others try to do something about it early in their working lives, others simply shove it down as the least of their priorities. And when it comes to saving for retirement, other people can have a number of excuses that can affect their retirement savings. Here are some of them. Continue working even after retirement. While some people have f

Posted by Ardent Editor on Aug 4 2017 in Financial Planning


Tips To Make Early Retirement Possible

When it comes to settling down during your golden years, people always have this dream of spending the days in relative relaxation. Just the thought of it can make people consider taking early retirement. As long as you can ensure that you have enough retirement fund to help you get by, you can always have the idea of retiring early at the back of your mind. All it takes is better financial planning and preparation

Posted by Ardent Editor on Jul 19 2017 in Financial Planning Tags:


Adult Children Living With You Can Hurt Your Retirement Plans

People who plan for retirement still have a lot of challenges to face. One of them might come closer to heart. It may involve their kids. In the type of economy that country has been through, it has become increasingly common for some adult children to decide living back with their parents to save. Although it may be automatic for parents to help out a child in need, the gesture may not always end up doing both par

Posted by Ardent Editor on Jun 30 2017 in Financial Planning


Signs You May Not Be Ready For Retirement

Retirement can be a sensitive topic for some people. It all depends on how people have been able to prepare for it. Unfortunately, a lot still  feel that they are not yet ready to retire. There are even some who also do not know if they are ready or not. Here are some signs that indicate that you may not yet be ready for retirement. Not Ready For Health Care Costs Even though if you do not suffer from any health c

Posted by Ardent Editor on Jun 12 2017 in Financial Planning


Obstacles To Accumulating Retirement Savings

One of the keys to a comfortable retirement is consistent in accumulating savings for the retirement fund. Whether you start early or you start late in the game, making regular savings can be the different between having a good or bad retirement experience. Making a habit out of saving for retirement takes effort. There can be obstacles along the way that can prevent you from doing so. Here are just some of those o

Posted by Ardent Editor on May 28 2017 in Financial Planning


Common Reasons Why You’ll Never Get Rich

Many people strive to acquire wealth and get rich. But no matter how good they are at trying to earn money, it takes more than just that to get rich. There are certain things that can prevent people from becoming rich. Here are some of the common reasons why. You’re saving too little. Not matter how much you earn, you will not get rich unless you save. Some people have that potential to become rich and yet they d

Posted by Ardent Editor on Mar 25 2017 in Financial Planning Tags: ,


Reasons Retirees Can End Up Broke During Retirement

People need to prepare when it comes to retirement. That way, when they do retire, they have saved up a considerable amount to allow them to enjoy a comfortable retirement. But even until then, there are certain risks that can affect how a retiree eventually fares at this point in life. There is that risk that the retiree can go broke and dry up the cash reserves and savings. There are many reasons for this. Here a

Posted by Ardent Editor on Mar 17 2017 in Financial Planning


Desperate Retirement Measures For The Unprepared

Retirement is an inevitable period in most people’s lives. And people may have different feelings when it comes to it. It all depends on how people prepare for it. For those who have prepared, they welcome this period as a time of relaxation and settling down. For the unprepared, retirement is viewed as a concern. And for people who are fast approaching retirement age and may have not prepared, it may be desp

Posted by Ardent Editor on Oct 11 2016 in Financial Planning Tags: ,


Ways To Earning Passive Income In Retirement

Retirement can mean differently for different people. For the well-prepared, retirement is a period for enjoying life more. The same thing cannot be said for the unprepared. As long as you are still years off of retirement, it is still possible to save up what you can to at least build up a fund that will keep you buoyed up once you get to that point in your life. There are also many different ways you can go about

Posted by Ardent Editor on Sep 20 2016 in Financial Planning Tags: , , ,


Getting Out Of Your Debt Burden

It is okay for people to acquire debt, as long as there is a purpose and objective for it. What can be a problem is getting into too much debt that you can afford to have. Bearing the weight of too much debt  can be very stressful and even damaging. Getting into debt is easy but very difficult to get out of. People nowadays dependent on credit cards can easily get themselves into that deep hole of debt if they are

Posted by Ardent Editor on Sep 1 2016 in Financial Planning Tags: , ,


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