Important Factors That Affect Your Retirement Savings

Saving up for retirement takes some dedication and planning. Some people may not see the importance of saving up for retirement when they are still young. But saving early can be an important step towards having a more comfortable retirement. There are certain factors that can affect one’s ability to save enough for the future. Here are some of them. Start of Saving Age The age when you start saving up for re

Posted by Ardent Editor on Jun 17 2015 in Financial Planning Tags: , , , ,

Common Money Mistakes You Should Avoid

It can be a challenge for many people to save money. It is not so much on whether they have enough to save up. Most of the time, making poor money choices is the main reason why people fail to save enough for a rainy day of for their future. There are many common money mistakes most people are guilty of making here are just some of them. Spending more on housing Most people like the idea of owning their own home. H

Posted by Ardent Editor on May 22 2015 in Money 101 Tags: , , , , , , ,

Saving Strategies For People Nearing Retirement

Retirement can mean different things to different people. Some who are near retirement may fear that day coming if they are ill prepared. Some welcome that day knowing that they have enough funds set aside to enjoy living a comfortable life in those golden years. It all boils down to saving enough for retirement. But while it may help if you start doing it early in life, it is never too late to save up for retireme

Posted by Ardent Editor on May 19 2015 in Financial Planning Tags: , , , , ,

Steps To A Happy Retirement

Going into retirement can either be scary or exciting for some people. People who have not prepared or planned for their retirement well may have serious concerns once they reach that age. For those who have done their homework and prepared early, they expect a happy retirement ahead. People can also choose a happy retirement by simply following these steps. Know what you need. Before you start planning for your re

Posted by Ardent Editor on Feb 14 2015 in Retirement 101 Tags: , , , , , , ,

Expert Tips On Saving Money For Retirement

Saving money is always a challenge for many people, especially when it is for retirement. Many people feel that retirement may be far off to be preparing for now. But guess what, it can never be too early preparing for retirement. But it can be too late. You just need to make a choice of having a comfortable or problematic retirement to help you settle the deal. If you choose the former, then saving money early for

Posted by Ardent Editor on Dec 23 2014 in Financial Planning Tags: , , , ,

Tips For A Lasting Retirement Income

Retirement can be a scary prospect for many people who are approaching that age. It can even be quite disconcerting for those who haven’t prepared well at this stage. For those who have prepared well, the biggest concern may be how to make their retirement fund last. Here are some tips for would be retirees to consider. Be clear of what you need and want during retirement. If you wish to manage your retirement fu

Posted by Ardent Editor on Sep 12 2014 in Financial Planning Tags: , , , ,

Ways You Can Ruin Your Retirement

Everyone will eventually reach that period of retirement as they approach their golden years. The experience will be dependent on how one prepares for this stage in life. Having a comfortable retirement requires saving up money early and establish a fund that will take care of a retiree’s financial needs during the later stages in life. Despite all the preparations, there can also be ways that one can ruin an

Posted by Ardent Editor on Aug 28 2014 in Retirement 101 Tags: , , , ,

Retirement Living for Less

People always have this endearing mindset about retirement life, that it is a life of fun and leisure. People think of retirement as a period of rest and recreation. But what most people fail to realize is that this type of lifestyle requires a sizable retirement fund. It is impossible to maintain if people have not prepared their retirement fund extensively beforehand. But if a life of luxury and leisure is not wh

Posted by Ardent Editor on Aug 9 2014 in Retirement Life Tags: , , ,

Common Regrets Most Retirees Face

Retirement is not always what most retirees expect it to be. Some people go through different experiences depending on how well they prepared for this stage of their lives. No matter how prepared some retirees may be, sometimes they still go through certain regrets that they feel they could have done better. Here are some of the common regrets among many retirees once they reach and have lived through their retirem

Posted by Ardent Editor on Jul 30 2014 in Retirement 101 Tags: , , , , ,

Best Moves You Can Make For Retirement

Retirement is a time when you should be comfortably enjoying life. But all that comes with preparation. People who enjoy retirement life are those who prepared thoroughly for it. The right decisions you make early can yield positive results in your retirement. Here are some of the best moves you can make for your retirement. Take advantage of employer matching contributions on your 401k. When building up your 401k,

Posted by Ardent Editor on Jul 7 2014 in Retirement 101 Tags: , , ,

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