Steps To A Happy Retirement

Going into retirement can either be scary or exciting for some people. People who have not prepared or planned for their retirement well may have serious concerns once they reach that age. For those who have done their homework and prepared early, they expect a happy retirement ahead. People can also choose a happy retirement by simply following these steps. Know what you need. Before you start planning for your re

Posted by Ardent Editor on Feb 14 2015 in Retirement 101 Tags: , , , , , , ,


Ways You Can Ruin Your Retirement

Everyone will eventually reach that period of retirement as they approach their golden years. The experience will be dependent on how one prepares for this stage in life. Having a comfortable retirement requires saving up money early and establish a fund that will take care of a retiree’s financial needs during the later stages in life. Despite all the preparations, there can also be ways that one can ruin an

Posted by Ardent Editor on Aug 28 2014 in Retirement 101 Tags: , , , ,


Common Regrets Most Retirees Face

Retirement is not always what most retirees expect it to be. Some people go through different experiences depending on how well they prepared for this stage of their lives. No matter how prepared some retirees may be, sometimes they still go through certain regrets that they feel they could have done better. Here are some of the common regrets among many retirees once they reach and have lived through their retirem

Posted by Ardent Editor on Jul 30 2014 in Retirement 101 Tags: , , , , ,


Tips For Early Retirees

Retiring early may be a good decision for those who have come prepared for their retirement future. It will not be a mistake if you know that you can afford to do it. But before you retire, there are some things that you need to consider before stepping out into a new life. Here are some of them. Have your retirement budget prepared. Upon retirement, spending your retirement fund wisely becomes more important than

Posted by Ardent Editor on Jul 29 2014 in Retirement 101 Tags: , , ,


Best Moves You Can Make For Retirement

Retirement is a time when you should be comfortably enjoying life. But all that comes with preparation. People who enjoy retirement life are those who prepared thoroughly for it. The right decisions you make early can yield positive results in your retirement. Here are some of the best moves you can make for your retirement. Take advantage of employer matching contributions on your 401k. When building up your 401k,

Posted by Ardent Editor on Jul 7 2014 in Retirement 101 Tags: , , ,


Reasons Why You Are Not Yet Ready To Retire

Retirement is exciting for those who come prepared. It can be a nightmare for those who realize only too late that they have not prepared enough, if at all. There are people who are ready to retire when they reach a certain age. There are also a lot of people who do not seem to be ready to face a life of retirement. For those who are not sure where they stand, here are some reasons why you may not yet be ready to r

Posted by Ardent Editor on Jun 17 2014 in Retirement 101 Tags: , , , ,


Easing Your Retirement Fears

Retirement can either be exciting or scary, depending on how one prepares for it. It can be exciting for people who have done their bit to prepare for their retirement. It can be quite scary for those who realize only too late that they have not prepared enough. It may be normal for people to harbor some retirement fears now and again. But it is not something that you cannot address. Here are some tips that will he

Posted by Ardent Editor on Jan 31 2014 in Retirement 101 Tags: ,


Retirement Truths You Should Know

Retirement is not the same today as it was in the old days. For most people today, the ideal retirement is one where retirees can enjoy life more in their twilight years, no longer worrying about work or income to get by. The ideal retirement today requires a substantial retirement fund to take care of the day-to-day expenses and other needs of the retiree. That is why it is important to prepare and save up for ret

Posted by Ardent Editor on Dec 6 2013 in Retirement 101 Tags: , ,


Basic Retirement Questions You Need To Know

Retirement life may be the same for everyone. It can be comfortable and stress-free for those who have prepared for it. On the other hand, retirement life can be hard for those who forgot to build a retirement fund during their working years. Preparation is key to a comfortable retirement life. It also helps to know the basic questions that all people need to ask concerning retirement. How much will I need for reti

Posted by Ardent Editor on Nov 14 2013 in Retirement 101 Tags: , ,


Study Identifies Happiest Retirees

How do you determine who ends up happy when they retire? Although it might seem like a funny thing to ask, researchers have been poring over this question. They wanted to determine how to identify who will eventually end up happy during their retirement years. And it seems that they found their answers. A study by the 2013 Moss National Money and Happiness Study highlighted different key factors that will help dete

Posted by Ardent Editor on Nov 7 2013 in Retirement 101 Tags: ,


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