Reasons Why Retirees End Up Broke

People can only be happy when expecting retirement if they have thoroughly prepared for it. This means saving up a sizable retirement nest egg that will be the main source of income during the retirement years. Even though some retirees have done their homework and preparations, there are still some retirees who end up going broke when their retirement fund dries up. There are many reasons why this can happen. Here

Posted by Ardent Editor on Feb 24 2017 in Retirement 101 Tags: , ,

Factors To Consider When Choosing A Retirement Destination

Different people may have a different retirement destination in mind. It is important for would-be retirees to be able to plan ahead before the actual day arrives just to ensure that everything’s ready and well thought of by the time. Many contemplate on were they can possibly spend their retirement. Making the ideal choice for a  retirement destination can be based on several factors. Here are some of them.

Posted by Ardent Editor on Feb 18 2017 in Retirement Life

Early IRA Withdrawals Without Penalties

An IRA or Individual Retirement Account is a type of account that aims to earmark funds to invest and earn for retirement. The purpose of having an IRA is for future retirees to have some means of income available during their retirement years. They can be very helpful if one knows how they work. One way to fully take advantage of the benefits that IRA’s can offer is by avoiding trying to withdraw funds from

Posted by Ardent Editor on Feb 11 2017 in IRAs Tags: , ,

Searching For A Great Place To Retire

But it is usually dependent on how well one prepares for this stage in life. If you have saved up a good amount for a retirement fund, then you may have the option to choose a retirement destination. Upon choosing one, there should be some things that you should be considering. Here are just some of them. Places with housing designed for retirees. As people age, the needs for a more desirable housing increases. Lim

Posted by Ardent Editor on Jan 11 2017 in Retirement Life

Tips For Retirees Before Building Retirement Wealth 

Many retirees dream of having a comfortable retirement. They try to ensure this by building their retirement fund over time. After that, they also plan to build up their wealth over time even after retirement in order to make sure that they earn some investment income to keep their retirement fund last. But there are some things that retirees need to heed before they can ever plan on making some retirement investme

Posted by Ardent Editor on Jan 6 2017 in Investment Tags: , ,

Reasons Why You Have Difficulties Saving Money

A lot of people feel that they just do not have enough money today. This will make it difficult for them to  save up for the future. They do have work, but there is always this feeling that they just do not have enough. Here are some common reasons why. Income Is The Same As 10 Years Ago If you have been working on a job for some time now that pays good money, the you should always think that you have more than en

Posted by Ardent Editor on Nov 6 2016 in Money 101 Tags: , ,

Common Reasons For Failure In Saving Money 

When it comes to saving money, many people tend to have different ways to achieve goals. Some are successful at it while some are not. There are common reasons why some people may be finding it hard to save money. Here are just some of them. Unrealistic Goals Some people know that they need to save up money for the future. But sometimes, the goals they make is what prevents them from doing so. Lofty goals in saving

Posted by Ardent Editor on Oct 14 2016 in Money 101 Tags: ,

Desperate Retirement Measures For The Unprepared

Retirement is an inevitable period in most people’s lives. And people may have different feelings when it comes to it. It all depends on how people prepare for it. For those who have prepared, they welcome this period as a time of relaxation and settling down. For the unprepared, retirement is viewed as a concern. And for people who are fast approaching retirement age and may have not prepared, it may be desp

Posted by Ardent Editor on Oct 11 2016 in Financial Planning Tags: ,

Ways To Earning Passive Income In Retirement

Retirement can mean differently for different people. For the well-prepared, retirement is a period for enjoying life more. The same thing cannot be said for the unprepared. As long as you are still years off of retirement, it is still possible to save up what you can to at least build up a fund that will keep you buoyed up once you get to that point in your life. There are also many different ways you can go about

Posted by Ardent Editor on Sep 20 2016 in Financial Planning Tags: , , ,

Getting Out Of Your Debt Burden

It is okay for people to acquire debt, as long as there is a purpose and objective for it. What can be a problem is getting into too much debt that you can afford to have. Bearing the weight of too much debt  can be very stressful and even damaging. Getting into debt is easy but very difficult to get out of. People nowadays dependent on credit cards can easily get themselves into that deep hole of debt if they are

Posted by Ardent Editor on Sep 1 2016 in Financial Planning Tags: , ,

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