Irregular Income Budgeting Tips

Work that comes with an irregular income can be quite a challenge to maintain. During some days, money may be good while on other days it may not be enough. Striking up a balance between the income and expenses can be quite a juggling act. But if you know how to save up and plan your spending, it should not always be that difficult. Here are some added tips to help you budget your money, especially if you do not ha

Posted by Ardent Editor on Aug 30 2016 in Financial Planning Tags: , , ,


Choosing a Financial Adviser

Some people find it very difficult to manage their financial resources. This problem is not just limited to the wealthy. Many from the working class may also have problems trying to make their hard-earned money work for them. If they do not find a way to manage their wealth, then it can easily lead to financial ruin and steep losses. One way to address this problem is by seeking the help of a good financial adviser

Posted by Ardent Editor on Aug 3 2016 in Financial Planning Tags: , ,


Common Retirement Saving Mistakes

When it comes to building up a retirement fund, people will need to save a considerable amount for a long period of time. The earlier people start saving, the better the chances they have of reaching their retirement fund goals. Soon they will have to do more than just saving. They also need to avoid the common retirement saving mistakes most people make. Here are just some of them. Not Taking Advantage Of A Retire

Posted by Ardent Editor on May 25 2016 in Financial Planning Tags: , , ,


Downsizing Costs To Consider During Retirement

During retirement, there are certain changes that people need to consider. One of them is the subject of downsizing. People usually look towards downsizing their lifestyle when they retire. One common example includes moving into a smaller home. Although downsizing can mean lower living expenses, there are also initial costs to consider. Here are some of the five common costs associated with downsizing during retir

Posted by Ardent Editor on Apr 30 2016 in Financial Planning Tags: , , ,


Improving Your Budget Plan 

A budget helps guide you on how to spend your hard-earned income in the most efficient way possible. It helps you to learn about and practice control over how you spend your money. Do not just rely on the first budget plan that you create. Over time, you can improve and modify it to keep it updated based on your current situation. Here are some tips that will help you further improve your budget planning. Know wh

Posted by Ardent Editor on Apr 26 2016 in Financial Planning Tags: , ,


Tips On Paying Your Credit Card Debt

One of the best ways of ensure that you make the most use of your hard-earned money is by reducing credit card debt. Many people have been heavily dependent on credit cards for making purchases. The convenience it provides makes more people use it more and more. But sometimes, they can overdo it and accumulate credit card debt which usually comes with high interest rates. Before your credit card debt gets too big t

Posted by Ardent Editor on Mar 3 2016 in Financial Planning, Money 101 Tags: ,


Costly Retirement Mistakes To Avoid

Retirement is an important stage in life that everyone needs to prepare for. But most people seem to neglect this task until it is too late. But for those who have prepared well for their retirement, certain retirement decisions they make later on can also prove to be costly mistakes. Here are some of them that new retirees need to avoid. Taking an early retirement Some people may feel that they already have enough

Posted by Ardent Editor on Jan 16 2016 in Financial Planning Tags: , ,


Important Factors That Affect Your Retirement Savings

Saving up for retirement takes some dedication and planning. Some people may not see the importance of saving up for retirement when they are still young. But saving early can be an important step towards having a more comfortable retirement. There are certain factors that can affect one’s ability to save enough for the future. Here are some of them. Start of Saving Age The age when you start saving up for re

Posted by Ardent Editor on Jun 17 2015 in Financial Planning Tags: , , , ,


Saving Strategies For People Nearing Retirement

Retirement can mean different things to different people. Some who are near retirement may fear that day coming if they are ill prepared. Some welcome that day knowing that they have enough funds set aside to enjoy living a comfortable life in those golden years. It all boils down to saving enough for retirement. But while it may help if you start doing it early in life, it is never too late to save up for retireme

Posted by Ardent Editor on May 19 2015 in Financial Planning Tags: , , , , ,


Mistakes That Can Hurt Your Retirement

It is important that you plan your retirement well. The earlier you can start on it, the better. A good retirement plan can help you prepare for that period in life where you try to chill out and begin to relax more. But there are certain wrong assumptions that might negatively affect even the best of retirement plans. Here are some of them. Failing to factor in inflation into your retirement plan Some people plan

Posted by Ardent Editor on Feb 6 2015 in Financial Planning Tags: , ,


  • Sponsors